# Rate Watch > Mortgage refinance monitor that tracks daily rates and alerts homeowners the moment refinancing would save them money. Rate Watch helps homeowners calculate their true principal & interest payment, compare it against today's market mortgage rates (sourced daily from Mortgage News Daily), and set free SMS/email alerts when their target rate or monthly savings threshold is reached. Presented by Dan Frio, Mortgage Advisor, NMLS #246527. ## Pages - [Home](/): Step-by-step funnel to analyze your current mortgage, compare against today's market rate, and set up free refinance alerts. ## Optional - [Admin Dashboard](/admin): Internal lead pipeline and rate feed status (not for public use).